Opinion
Traditional finance is built not on collateral but on reputation, and DeFi will grow by following suit.
Rafael Cosman
Rafael Cosman is the CEO and a co-founder of TrustToken, developers of the definitive unsecured lending protocol TrueFi. Prior to TrustToken, Rafael helped build StreetCode, a nonprofit that teaches East Palo Alto youth technical skills, and worked at Google Brain, Palantir and Kernel. Rafael graduated from Stanford University with a Bachelor’s degree in computer science. In his free time, you’ll find Rafael reading or surfing.
DeFi’s critical missing piece: Credit scores